From prediction to decision support: the evolution of AI-driven credit scoring in microfinance. Informatics. Culture. Technology, [S. l.], v. 3, n. 2 (4), p. 775–790, 2026. DOI: 10.15276/ict.03.2026.60. Disponível em: https://ict.od.ua/index.php/journal/article/view/189. Acesso em: 17 oct. 2026.